Commercial Insurance Buying Tip #1

Ask your broker or agent how the insurance carrier is rating your Liability policy. 

Factors used can be revenue, payroll, sq ft, # of employees, or other factors to generate the premium and ask if  the policy have a year end final audit?

The different rating factors used will often produce quite a difference in premiums.  Let's use the one that gives you the best pricing!

General Liability

Directors & Officers Liability

Professional Liability (E&O)

Business Owners Policies

Marine Liability / Ship Repairers

Property Insurance

Commercial Auto / Truckers

Cyber/Data/Network Liability

Employment Practices Liability

Workers Compensation


          Jack J Landers                       Commercial Insurance Broker

Call me for a quote:  619-668-2379